She doesn't believe in the notion of being two steps ahead. Conservatives really don't - example: global warming. It doesn't exist, but look at the extreme weather events hitting red states (global warming causes more extreme weather patterns). They're the first ones to look flabbergasted and turn to the govt. for help. Thought you didn't want govt. in your lives?
If you want independence, try homeowner's insurance, now that we "caught wind" of what is to come from Mother Earth. Take your own advice and take care of yourselves instead of calling to Obama for money, red state cons!