Paying upfront for unknown ladies is a no no. Don't fall for the scam. Some reputable CAF ladies do ask for a deposit for new clients but they have been good for the most part and was trustworthy. The ladies themselves also have been victims of missed appointments they booked with clients and end up losing $ and time where they could have had actual legit paying customers.
Most of us here of course do not like to pay upfront in person, especially etransfers during appointment booking over text or phone.