Slickster, I have done exactly that, and almost every one of them has been an SP playing a game.
They play like they are doing massage, they run their ads in the massage section, they offer what they call a "liberal service" and rarely do they even make a passing attempt at giving a massage.
There are a few good independant girls out there, but for the most part, it's rough going - plus I am NEVER a big fan of going to a private residence for any adult services. I know how I would feel if my neighbor was running a bordello, I don't wish that on anyone.
MATt